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My child goes to CCRI part time because she can't afford to go full time and hold a job that allows her to pay for school. That includes a student loan through RISLA. Unfortunately her parents make too much money to make a dent in the loan and she is not independent yet. If she moves out and lives on her own then yes, she will get better student loans, however she will have to work more to pay for housing and loans and not be able to go to school. It is a destructive cycle that hits middle class families. If we were poor, she would be able to go to school full time for little to no money. If we were rich, we wouldn't even be having this discussion. We are in the middle with her father working 2 jobs, her mother working 1 and the student working full time. It is just one big joke.