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As for bankruptcy and closing fire stations think it through.
The home you own now with its value will depreciate by 1/2 so that profit you have if you sell now is long gone and evaporated.
You will owe more than it’s worth.
Go ahead close fire stations and now your homeowners insurance on your depreciated house goes up because they go by the closest hydrants, main size and response time from a FD. If it takes longer meaning just minutes your insurance goes up. Call your insurance agent if you don’t believe me. It also depends if it’s a volunteer department. So much goes into it but everyone’s answer is file bankruptcy.
My house went up in value $40k so yes I’ll pay more also but it’s in the buyers market area where it will go in a week.
I’ve had 3 friends in the last month sell there homes in the $225-$285 range and guess what? They all got above asking price !!!!
I have another friend who’s selling at $400k and guess what no nibbles.
If I were you I would sell now get out of dodge make a profit rather than have your house worth $100k with bankruptcy.
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