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Mr. Merolla, since you claim the sky is falling, what strategies are you proposing for stopping the OPEB liabilities? Will the city keep giving generous healthcare or make cuts? Will co-pays go up? Will the city keep giving 3% raises every year to unions? Will the Fire Department be allowed to go over budget by 1.5 million every year with no consequences? The FD has been over budget since the 1980s.