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Dexter: If your arbiter-of-choice is "many within city hall", I believe you've lent considerable credibility to Mr. Cote's arguments. The longer those in the public sector (to include those "within city hall") cling to the archaic notion of a defined benefit plan, the more painful it will be when those plans are forced to convert, or pay out in lump sums. The dreaded private sector began to figure this out about 30 years ago. I guess I care less whether Cote's 'air' is hot or cold, only that it is accurate. And when government employees launch personal attacks, I know the recipient is on the right track.