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Warwick_Resident1998 states this

Hey Captain,

Did the fine folks at Hendricken sell you an insurance policy? That is the "only was" they would have "Insured" you. Otherwise they would have ensured that you were going to get educated.

THIS IS THE ONLY "WAS" THEY WOULD HAVE "INSURED" YOU?

I guess when I make a typo it is because i am a moron, but when you make a typo it is because you are so much smhatta than me.