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The captain:
Also, the records you base everything on begin when???? The date isn't important but the fact that this has been going on forever and you begin tracking on a finite date mean you don't know how many of these COS that you state are the original swap are in fact a payback for a COS that occurred a year or two ago.
Show me how you've taken that into consideration in your calculations.........sorry, I should say accusations!!!
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